COVID-19 Small Business Loan

St. Croix County’s COVID-19 Small Business Loan Program is available to eligible businesses in St. Croix County that are experiencing unanticipated financial pressures due to the COVID-19 pandemic. 

Applications are due by end of day Thursday, September 10, 2020. Completed applications and attachments can be sent by email to Heidi Biesterveld by mail to: 

West Central Wisconsin Regional Planning Commission
800 Wisconsin Street, Mail Box 9
Eau Claire, WI 54703

Apply for the COVID-19 Small Business Loan

Program Terms

Individual loan amounts: $5,000-$10,000

  • 0% interest rate
  • 3-5-year term (determined on a case-by-case basis)
  • No payments for at least one year
  • No prepayment penalties
  • Owner Guarantees

Eligible Criteria

  • Business has a physical location in St. Croix County
  • Business has been adversely impacted by COVID-19
  • Property owner must be current on property taxes and special assessments

Eligible Use of Funds

Working capital including but not limited to:

  • Rent/Mortgage
  • Commercial Utilities
  • Pre-existing purchase orders (placed prior to 6/15/2020)
  • Payroll expenses
  • Modifications and/or upgrades related to adjusting business practices due to COVID-19